The Terminal is where your own money gets a home on Well Street. Every other tab looks outward — at the market, at strategies, at the community. The Terminal looks at you: your holdings, your live performance, what's actually driving your returns, and the record of every decision you've made along the way.
One clarification before anything else, because it shapes how you use it: the Terminal tracks, it doesn't trade. Well Street isn't a broker and never touches your money. You record what you own, and the Terminal turns those records into an honest, continuously updated picture — live performance as markets move, history as it accumulates.
That separation is quietly freeing. Because nothing here executes anything, the Terminal can be purely about understanding — a mirror, not a cockpit. And most investors have never actually seen their portfolio clearly. That's the gap this tab closes.
Start by adding what you own — your positions, wherever they actually live. From there the Terminal keeps score in real time: current value, gains and losses, and how the whole picture moves with the market.
The number most people fixate on is today's gain or loss, and it's the least informative one on the screen. Daily wiggles are mostly noise. The more useful views are the longer ones: how you've done over months and years, how bumpy the ride has been, and how your result compares to what doing nothing would have earned. Those are the numbers that tell you whether your decisions are adding anything.
If terms like return, volatility, or benchmark feel slippery, the glossary defines each one plainly, and the Concepts library has a full chapter on judging performance. The Terminal gets more useful the more of its vocabulary you own.
Here's a question most people can't answer about their own portfolio: which of your ideas is making you money? Not the portfolio overall — each idea, separately. That's what attribution answers, and it's the Terminal's most valuable habit-former.
Well Street breaks performance down at the sleeve level — meaning you can see each slice of your portfolio judged on its own contribution. Your dividend picks, your tech bets, that speculative corner you don't tell anyone about: each one's pull on your total return, separated out. The results are often humbling. Portfolios regularly turn out to be one strong sleeve dragging three mediocre ones, while the owner credits the whole strategy.
Attribution replaces that fog with specifics. When you know what's working, you can do more of it deliberately — and when a sleeve keeps costing you, you can retire the idea instead of re-funding it out of loyalty.
The Terminal also keeps a trade journal — a running record of what you did and, more importantly, why. When you buy or sell, note the reasoning in a sentence or two. What did you believe? What would have changed your mind?
This feels optional until the first time you re-read it. Memory is a flatterer: six months on, you'll swear you bought that stock for the reason that turned out correct. The journal keeps you honest. It shows you which of your reasons actually predicted anything, whether you sold from thesis or from panic, and which of your setups keep recurring in your winners.
Over a year, the journal becomes something rare — a dataset about your own judgment. Patterns emerge that no market data could show you, because they're about you. It's the same evidence-over-vibes principle behind backtesting, pointed at the one strategy you're always running: yourself.
The Terminal is also where daily buy and sell signals arrive — generated from strategies, delivered to the same place you watch your actual portfolio, so evidence and reality sit side by side.
Hold signals the way you'd hold any backtest output: as information, never as instructions. A signal says the rules of a strategy fired today. It's a research prompt — worth a look at the ticker in the Well, worth weighing against your own situation — not advice, and not a guarantee of anything. The methodology pages explain how strategy evidence is computed if you want the machinery.
A rhythm that works: a brief daily glance for signals and anything unusual, a weekly look at performance, and a monthly sit-down with attribution and your journal. A few honest minutes on that schedule will teach you more about your investing than hours of anxious price-watching — and the Terminal is built for exactly those minutes.
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